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This month’ s cover story, which can be found on page 15, features Russell Hernandez, CISO, UnionDigital Bank. He tells us how the bank is strengthening digital trust by deploying biometric liveness technology to combat AI-driven fraud while maintaining a seamless customer experience.

By integrating iProov’ s Dynamic and Express Liveness solutions, UnionDigital Bank has enhanced protection against account takeovers and mule activity through a risk-based authentication approach. The technology secures critical customer interactions without adding friction, ensuring accessibility even on low-cost smartphones for underserved communities.

Hernandez emphasises that strong identity verification is essential to driving financial inclusion and customer confidence in digital banking. The solution also aligns with regulatory expectations and helps reduce operational risks while supporting business growth. Looking ahead, the bank plans to expand biometric authentication across more high-risk touchpoints to further strengthen security and resilience.

Elsewhere, we learn how universities face growing cybersecurity challenges as they balance open, collaborative environments with the need to protect sensitive data and research.

Experts highlight that identity-based attacks are a major threat, making continuous monitoring, strong authentication and secure recovery strategies essential for resilience.

Institutions are also adopting approaches such as bug bounty programmes to identify vulnerabilities and strengthen defences while addressing skills shortages.

Alongside technical measures, education and awareness are critical, as students must understand digital risks while maintaining the freedom to learn and innovate.

By combining robust technology, collaborative security practices and user education, universities can build resilient cybersecurity strategies that support Digital Transformation without compromising openness.

You can read more starting on page 24.

Don’ t forget, you can stay informed with daily news updates on our website, where we bring you the latest insights and developments from the world of business technology. I’ d like to wish you a productive and successful month ahead. Please enjoy this issue and take your time to explore the articles. See you next time.

Mark Bowen Editorial Director

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